The three parties
An agreement between you, your employer and a financier
Your employer pays the lease out of your salary, so the cost comes out before income tax rather than after it. The lease itself is yours.
You
Choose the car and drive it
You pick the vehicle, you hold the lease, and you decide what happens at the end of the term.
Your employer
Pays it from your salary
The deduction runs through their payroll. They need a packaging agreement in place first — if yours does not have one, we can approach them.
The financier
Funds the vehicle
They buy the car and claim the GST on the purchase price, which is why the amount financed is lower than the retail price.
What comes out before tax
One payment, not seven bills
Everything the car costs to run is estimated for the year, then spread evenly across your pay cycles. You stop budgeting for rego in March and tyres in August.
- Lease finance
- Fuel or charging
- Comprehensive insurance
- Registration and CTP
- Scheduled servicing
- Tyres and roadside
The steps
Four steps, and we do most of them
A quote takes about three minutes. Nothing is locked in until you have seen the numbers in writing.
Get a quoteChoose your car
New, demo or used. We source it at fleet pricing, or shortlist options against your budget.
See the numbers
The weekly cost from your pay, the tax you save, every running cost included, and our fee as a flat figure.
We set it up with your employer
Paperwork, finance and payroll coordination. Employers already set up take days, not weeks.
Drive, then decide
At the end of the term you pay out the residual and keep the car, refinance it, or sell it and settle.
An electric car under the threshold avoids fringe benefits tax
Eligible battery electric vehicles under the luxury car tax threshold for fuel-efficient cars can be exempt from FBT, so the whole payment can come from pre-tax salary instead of part of it being post-tax. Plug-in hybrid eligibility ended on 1 April 2025, though arrangements already in place may continue.
See every car we can quote →